The Executive Team

John Cowan, Executive Chairman


John Cowan - Executive Chairman

John's financial services experience now extends over 40 years. Most of his career was spent at Scottish Amicable where he was Sales and Marketing Director, Prudential as Group Sales Director and National Australia Bank / MLC Investments ( Pivotal ) where he was General Manager. He has held a number of Non-Executive Director roles for example at Paymentshield and The Consulting Consortium. Today John is the Executive Chairman at Sesame Bankhall Group, Chairman of Uinsure, Chairman of Mortgage Options.

He lives in London, owns a house in Granada and is a fan of Celtic Football Club



Julie Sadler, Group Risk & Compliance Director


Julie Sadler - Group Risk & Compliance Director

Julie Sadler has over 25 years' experience in financial services, working with financial advisers in companies ranging from banks to brokers to consultancy. Julie started her career at Bradford & Bingley, where she was heavily involved in the setting up the investment and wealth teams, and went on to hold senior roles at Bradford & Bingley and subsequently at HBOS and The Consulting Consortium.

An FCA approved person and a Fellow Member of the International Compliance Association (ICA), Julie has held executive and senior management positions covering sales, support and operations, business development, risk management and compliance.

Julie is a strong advocate of professional qualifications and continuing professional development and has attained various financial services qualifications ranging from financial planning through to risk and compliance.


Jim Kelly - Group Finance Director


Jim Kelly - Group Business Development Director

Jim is a 30 year, financial services sector veteran in Banking and Insurance. His background is in Finance, Change, General Management and he has held Director or equivalent appointments at Royal Bank of Scotland, Norwich Union / Aviva, Lloyds, Abbey Life and Chase Manhattan Bank.

His particular skill set is within business financial performance improvement, which he approaches by isolating the key underlying financial dynamics of the organisation and ensuring that the Executive, Management and Staff understand and are properly focused and incentivised to drive the necessary changes.

Jim has a Polish wife and son, and has a deep affinity with the country and its culture.

Lisa Winnard, Group People & Service Director


Ross Liston - Managing Director of Bankhall & PMS

Ross joined Sesame Bankhall Group (SBG) in November 2018 as Managing Director of Bankhall and PMS. Ross is responsible for strategic and operational performance, with a specific focus on building and enhancing the Group’s relationships with directly authorised firms across PMS Mortgage Club and Bankhall.

Ross has 25 years’ industry experience in senior financial advice and business development roles. He has extensive experience across pensions, investments, platforms, mortgages and protection, along with expertise in merger, acquisition and integration activity.


ichard Howells, Managing Director Sesame


Richard Howells - Managing Director Sesame

Richard has nearly 25 years’ industry experience working in a range of executive roles, most recently as UK & Ireland Director of Insurance Wealth Life & Pensions at Experian. Prior to this Richard spent over seven years at Zurich Financial Services as UK Intermediary Sales Director. Other senior roles include Managing Director of Strategy & Development at Bankhall, along with Chief Executive of Berkeley Independent Advisers.

Richard’s current role is to design and deliver the future strategy for Sesame whilst overseeing the successful delivery of services to Members with a constant focus on delivering good customer outcomes and supporting the critical role that Advisers play.


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Sesame Bankhall Group Limited, company number 3573352. Sesame Limited, company number 2844161. Sesame Services Limited, company number 2338540. Bankhall Support Services Limited, company number 2785381. Sesame General Insurance Services Limited, company number 01902998. Premier Mortgage Service Limited, company number 05011650. Each company is registered in England & Wales with a registered office at Pixham End, Dorking, Surrey, RH4 1QA. Bankhall Support Services Limited and Sesame Limited are authorised and regulated by the Financial Conduct Authority. Sesame General Insurance Services Limited and Premier Mortgage Service Limited are appointed representatives of Sesame Limited.